Effective Date: 16-12-2025

These Terms and Conditions (“Terms”) govern your use of the website www.stoik247.com operated by STOIK247 (“we”, “our”, “us”). By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree, please do not use our website.

1. Eligibility to Use the Website

By using this website, you confirm that you are at least 18 years old or that you have permission from a parent or legal guardian.

2. Use of the Website

You agree not to:

  • Use the website for any unlawful purpose

  • Attempt to interfere with the website’s security, performance, or functionality

  • Copy, distribute, modify, or exploit any website content without prior written permission

We reserve the right to restrict, suspend, or terminate your access to the website if these Terms are violated.

3. Product Information

  • We make reasonable efforts to ensure that all product descriptions, images, and prices are accurate.

  • Product colors may vary slightly due to screen or device display differences.

  • We do not warrant that product descriptions or other content on the website are free from errors.

4. Pricing and Availability

  • All prices are displayed in [Currency].

  • Prices and product availability may change at any time without prior notice.

  • We reserve the right to correct pricing errors and to cancel or refuse orders affected by such errors.

5. Orders and Acceptance

  • Placing an order on the website constitutes an offer to purchase.

  • Orders are deemed accepted only after successful payment confirmation.

  • We reserve the right to refuse or cancel any order at our discretion, including cases of suspected fraud or stock unavailability.

6. Payment

We accept the following payment methods:

[Credit/Debit Cards, PayPal, Bank Transfer, etc.]

All payments are processed through secure third-party payment gateways. We do not store your payment card or banking details.

7. Shipping and Delivery

  • Estimated delivery timelines are provided at checkout and are not guaranteed.

  • We are not responsible for delays caused by shipping partners, customs clearance, or events beyond our control.

  • Risk of loss or damage to products passes to you upon successful delivery.

8. Returns, Exchanges, and Refunds

  • Requests for returns or exchanges must be made within 24 hours of delivery.

  • Items must be unused, unwashed, and returned in their original condition with all tags intact.

  • Non-returnable items include sale items, undergarments, and customized or made-to-order products.

  • Refunds are processed only after returned items are inspected and approved.

Shipping fees are non-refundable unless the item received is defective or incorrect.

9. Defective or Incorrect Items

If you receive an item that is defective or incorrect, please contact us on the same day of delivery with clear photographs of the item and packaging. Where verified, we will arrange a replacement or refund as appropriate.

10. Intellectual Property

All content on this website, including but not limited to logos, designs, text, images, graphics, and software, is the exclusive property of STOIK247 and is protected by applicable intellectual property laws. Any unauthorized use is strictly prohibited.

11. User Content (If Applicable)

If you submit reviews, comments, or other content, you grant STOIK247 a non-exclusive, royalty-free, perpetual license to use, reproduce, publish, and display such content for marketing and promotional purposes.

12. Limitation of Liability

To the maximum extent permitted by law, STOIK247 shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the website or purchase of products.

13. Indemnification

You agree to indemnify and hold harmless STOIK247, its directors, employees, and partners from any claims, losses, damages, or expenses arising from your misuse of the website or breach of these Terms.

14. Privacy

Your use of this website is also subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the United Kingdom.

16. Changes to These Terms

We may revise these Terms at any time. Your continued use of the website after changes are posted signifies your acceptance of the updated Terms.

17. Contact Information

If you have any questions or concerns regarding these Terms, please contact us at:

Email: contact@stoik247.com